According to recent healthcare studies, approximately 75% of Indian households face significant financial stress due to medical expenses, with viral illnesses contributing substantially to unexpected hospitalisations. These illnesses often lead to unforeseen hospitalisations, disrupting families emotionally and financially. The unpredictable nature of viral outbreaks and their growing prevalence underscores the urgent need for accessible and effective healthcare solutions. This is where Royal Sundaram steps in, addressing these challenges and providing families with a safety net against such unforeseen health crises.
"In today's dynamic healthcare landscape, comprehensive insurance coverage isn't just an option – it's a necessity for financial security" - Shubham Moondra, Chief Product Officer at Royal Sundaram
The impact of viral illness hospitalisation can be overwhelming, with average hospital stays costing between ₹30,000 and ₹75,000 per day in private hospitals. Royal Sundaram has developed sophisticated health insurance solutions to provide robust financial protection during these challenging medical situations.
Comprehensive Coverage for Medical Expenses
The health insurance plans deliver extensive coverage for viral illness hospital admissions, encompassing various medical expenses listed below:
Hospital room charges based on product category
Specialist doctor consultation fees
Advanced diagnostic procedures
Nursing and medicine charges
Both inpatient and modern day-care procedures
Pre and Post hospitalization expenses
Extensive Cashless Hospital Network
Royal Sundaram maintains partnerships with over 10,000+ healthcare providers nationwide, facilitating seamless cashless treatment options. This eliminates the need for substantial upfront payments during medical emergencies, as direct billing arrangements ensure smooth and worry free financial transactions.
Streamlined Claims Management
Understanding the criticality of quick claim settlements during health emergencies, Royal Sundaram has implemented an efficient claims processing system with the following:
Specialised claims assistance team
24/7 customer support
Quick claim settlement time for cashless claims
Enhanced Protection Options
Royal Sundaram's health insurance framework includes strategic add-ons:
Wellness programs encouraging preventive healthcare
Room rent restrictions add-on cover
Consumable item add-on cover
"Our commitment goes beyond just providing insurance – we aim to be a trusted partner for our customers, ensuring their well-being remains our top priority." - Shubham Moondra, Chief Product Officer at Royal Sundaram
Plan Early, Stay Protected
With medical inflation rising at approximately 14% annually in India, early enrollment in a comprehensive health insurance plan ensures readiness for unexpected health challenges. Royal Sundaram's commitment to policyholder well-being extends beyond claim settlements and includes ongoing support and guidance.
Secure your family's health and financial well-being with Royal Sundaram's comprehensive health insurance solutions. Because when it comes to healthcare, being prepared makes all the difference.
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