Monday, Jun 27, 2022
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Using Credit & Debit Card Online? Here Are The New Rules From July 1

Using Credit & Debit Card Online? Here Are The New Rules From July 1

In April, the Reserve Bank of India (RBI) proposed new rules related to debit and credit cards with the security of user details as a key highlight

17 June 2022
Bank Credit Grows By 11.04%; Deposits By 9.27%

Bank Credit Grows By 11.04%; Deposits By 9.27%

In the fortnight ended May 21, 2021, bank advances stood at Rs 108.31 lakh crore and deposits at Rs 151.67 lakh crore

07 June 2022

Alternate Credit Scoring Can Further Financial Inclusion In India. Read Here For Details

To empower the ‘credit invisible’ customers and bring them into the formal financial fold, the way financial institutions assess creditworthiness needs to...

Credit Awareness On Rise In India, Average Age Of First Time Borrower Is 27 Years, Says Report

Credit Awareness On Rise In India, Average Age Of First Time Borrower Is 27 Years, Says Report

A recent report by paisabazaar.com has revealed that more millennials are now emerging as credit aware and are open to borrowing with the right advice on...

14 May 2022

How Fintech Companies Are Using AI, Machine Learning To Create Alternate Lending Score

AI and ML can help lending enterprises identify, sort, and make accurate decisions based on multiple data points to faster process KYC, arrive at credit score,...

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25 April 2022
Despite Policy Efforts, Half Of Indian Adults 'Credit Unserved': Report

Despite Policy Efforts, Half Of Indian Adults 'Credit Unserved': Report

An additional 164 million were classified as 'credit underserved' in the global study done by Transunion Cibil, while only 179 million fits into the 'credit...


22 April 2022
Want To Buy A Car? 5 Things To Keep In Mind

Want To Buy A Car? 5 Things To Keep In Mind

If you are planning to buy a new car, it’s important to be aware of the various costs attached.


17 April 2022
5 Ways To Make The Education Loan Process Easier To Study Abroad

5 Ways To Make The Education Loan Process Easier To Study Abroad

A good credit score, reputed institute and accurate documentation are some of the factors that can make the education loan process smoother to study abroad


07 April 2022
How A Good Credit Score Means Good Financial Health

How A Good Credit Score Means Good Financial Health

The credit score—a three-digit number—is directly connected with one’s financial health, long-term financial goals, access to loans and even insurance...


06 April 2022
Top Five Reasons That Could Affect Your Overall Credit Score

Top Five Reasons That Could Affect Your Overall Credit Score

A good credit score is the first thing that lending institutions check before extending a loan. Here’s what you can do to maintain a good credit score and...


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11 March 2022
How BNPL Schemes Can Hit Your Credit Score And Lead You Into A Debt Trap

How BNPL Schemes Can Hit Your Credit Score And Lead You Into A Debt Trap

BNPL schemes are essentially consumer loans from lending institutions and any delay or non-payment of dues can hit your credit score, and add interest and...


07 March 2022
More Women Are Taking Credit; Number of Women Borrowers Rises to 54 Million, Finds Study

More Women Are Taking Credit; Number of Women Borrowers Rises to 54 Million, Finds Study

Number of women borrowers is increasing but they are still only 29 per cet of all borrowers, finds a TransUnion Cibil report on participation of women in...


05 March 2022
What Is Identity Theft And How Can You Protect Yourself?

What Is Identity Theft And How Can You Protect Yourself?

Identity theft is a global phenomenon and millions of people in India are affected by it.


23 February 2022
4 Loan Options For Gen-Z and Millennials With Low Credit Scores

4 Loan Options For Gen-Z and Millennials With Low Credit Scores

Gen-Z and millennials often have a low or no credit score due to lack of credit history, but there are other loan options in the market.


28 January 2022
Bank credit grows 8.01 pc; deposits 9.28 pc

Bank credit grows 8.01 pc; deposits 9.28 pc

Bank credit grew 8.01 per cent to Rs 115 lakh crore and deposits rose 9.28 per cent to Rs 159.83 lakh crore in the fortnight ended January 14


15 January 2022
How To Maintain A Healthy Credit Profile?

How To Maintain A Healthy Credit Profile?

Maintaining a healthy credit profile means using credit within limit and paying dues on time. This improves your chances of getting better loans in the future.


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15 January 2022
How To Maintain A Healthy Credit Profile?

How To Maintain A Healthy Credit Profile?

Maintaining a healthy credit profile means using credit within limit and paying dues on time. This improves your chances of getting better loans in the future.


06 January 2022
Women More Conscious Of Their Financial Habits Than Men Finds Study

Women More Conscious Of Their Financial Habits Than Men Finds Study

Women have better financial habits than men leading to better credit scores, and there is a sharp uptick in women applying for credit cards, finds a recent...


24 December 2021
Pre-Approved Loans Can Help But Beware of Fraudulent Calls

Pre-Approved Loans Can Help But Beware of Fraudulent Calls

Pre-approved loans are easy to avail of as they involve minimal documentation and no collaterals. Here is all you need to know about pre-approved loans.


17 December 2021
5 Mistakes To Avoid While Applying For A Car Loan

5 Mistakes To Avoid While Applying For A Car Loan

As many carmakers continue to hike car prices, you need to look out for appropriate car finance. Also, one should weigh the pros and cons before opting for a...


15 December 2021
How First-Time Borrowers With No Credit Score Can Get A Loan

How First-Time Borrowers With No Credit Score Can Get A Loan

The use of technology allows collecting alternate data such as cash flows, financial etiquette, utility bill payment history, investments, spending behaviour,...


27 November 2021
Tips To Reduce The Chances Of Rejection Of Your Loan Application

Tips To Reduce The Chances Of Rejection Of Your Loan Application

Lenders prefer to sanction loans to customers who have minimal chances of loan default. One can follow a few ways to increase the chance of getting loan...


15 November 2021
Five Steps To Improve Your Credit Score

Five Steps To Improve Your Credit Score

Factors such as repayment history, outstanding balance, age of the credit portfolio and credit inquiry determine your credit score.


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