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Credit Score

Missed EMI Payments? Here’s How You Can Mend Your Cibil Score, Improve Your Creditworthiness

Maintaining a good credit score is important, as it could impact loan approvals, rate of interest, and other financial opportunities. Understanding the importance of a good credit score is crucial for avoiding financial...

27 April 2023

India’s New-To-Credit (NTC) Consumers Rise To 66 Million; Millennials, Women Lead: Report

The findings will assure lenders in developed and developing markets to extend additional credit products to new-to-credit (NTC) consumers.

22 February 2023

Young Indians Drive Credit Demand, Growth In Consumption-Led Credit Products: CIBIL Report

The latest edition of Credit Market Indicator (CMI) report says that for the first time, consumers between the 18-30 age group accounted for the largest proportion of credit inquiries in the quarter ending September 2022

03 February 2023

Planning To Get A Credit Card? Keep These Pointers In Mind

Different credit cards have different benefits and rewards. Compare them thoroughly and monitor your spending and credit utilisation ratio to avoid getting a bad credit score

20 April 2023

Why You Should Check Your Credit Score From Authorised Websites

It is important to be cautious when you are checking your credit score online; otherwise, your data might get compromised. Read on to find more.

16 February 2023

Reliance General Insurance Launches Health Plan, Offers Premium Discount Based On Credit Score

The policy offers discount on premium based on financial credit score and BMI. The policy also offers additional 5 per cent discount for insuring a girl child and another 5 per cent if the proposer is also a female

15 December 2022

Retail Loan Portfolio Of Women Borrowers Jumps 25%; Maharashtra, Karnataka Top List: Study

Maharashtra, Karnataka, Tamil Nadu, Gujarat, and Telangana were the top five states with the most female borrowers for retail loan products.

07 March 2023

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HDFC Bank Banks On ‘Lola Kutty’ To Promote Safe Banking As Part Of ‘Vigil Aunty’ Campaign

HDFC Bank To Cap Rewards, Levy Charges On Credit Cards From January 1, 2023

Paying rent through HDFC Bank credit card will not fetch you any reward point, but attract an extra 1 per cent charge starting January 1, 2023

03 December 2022

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21 September 2022
Card Tokenisation On Oct 1: Here's A Step By Step Guide To Tokenise Your Cards

Card Tokenisation On Oct 1: Here's A Step By Step Guide To Tokenise Your Cards

With the process of tokenisation to take effect just over a week away, it's high time we understand how to tokenize your debit and credit cards.


10 September 2022
Best No Credit Check Loans Online (USA): 4 Top Bad Credit Loans with Guaranteed Approval

Best No Credit Check Loans Online (USA): 4 Top Bad Credit Loans with Guaranteed Approval

In this article, we look at four services that help people find loans. We talk about what these loans are, where to find them, and how to apply for them.


23 August 2022
10 Best Instant Payday Loans For Bad Credit: Get Online Cash Advance With No Credit Check 2022

10 Best Instant Payday Loans For Bad Credit: Get Online Cash Advance With No Credit Check 2022

Do you need cash urgently? Here are the top 10 lending companies where you can consider requesting instant payday loans. Apply today to get funds in one...


13 August 2022
10 Best Instant Payday Loans with No Credit Check: Get Online Cash Advance for Bad Credit 2022

10 Best Instant Payday Loans with No Credit Check: Get Online Cash Advance for Bad Credit 2022

Knowing where to apply for loans is one thing; knowing where your chances of getting approved are higher is another. Check out these 10 payday loan service...


02 August 2022
SlayPay Waitlist Hits 50,000 Users In 2 Months

SlayPay Waitlist Hits 50,000 Users In 2 Months

SlayPay is set to launch in August 2022 and is India's first credit score booster app. The financial Wellness App helps users boost their credit score while...


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04 July 2022
Credit Cards Can Help Improve Your Credit Score. Here’s How

Credit Cards Can Help Improve Your Credit Score. Here’s How

Repaying bills on time indicates financial discipline, which can help improve your credit score. Read on to find out what else can help you


17 June 2022
Using Credit & Debit Card Online? Here Are The New Rules From July 1

Using Credit & Debit Card Online? Here Are The New Rules From July 1

In April, the Reserve Bank of India (RBI) proposed new rules related to debit and credit cards with the security of user details as a key highlight


07 June 2022
Bank Credit Grows By 11.04%; Deposits By 9.27%

Bank Credit Grows By 11.04%; Deposits By 9.27%

In the fortnight ended May 21, 2021, bank advances stood at Rs 108.31 lakh crore and deposits at Rs 151.67 lakh crore


21 May 2022
Alternate Credit Scoring Can Further Financial Inclusion In India. Read Here For Details

Alternate Credit Scoring Can Further Financial Inclusion In India. Read Here For Details

To empower the ‘credit invisible’ customers and bring them into the formal financial fold, the way financial institutions assess creditworthiness needs to...


14 May 2022
Credit Awareness On Rise In India, Average Age Of First Time Borrower Is 27 Years, Says Report

Credit Awareness On Rise In India, Average Age Of First Time Borrower Is 27 Years, Says Report

A recent report by paisabazaar.com has revealed that more millennials are now emerging as credit aware and are open to borrowing with the right advice on...


30 April 2022
How Fintech Companies Are Using AI, Machine Learning To Create Alternate Lending Score

How Fintech Companies Are Using AI, Machine Learning To Create Alternate Lending Score

AI and ML can help lending enterprises identify, sort, and make accurate decisions based on multiple data points to faster process KYC, arrive at credit score,...


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25 April 2022
Despite Policy Efforts, Half Of Indian Adults 'Credit Unserved': Report

Despite Policy Efforts, Half Of Indian Adults 'Credit Unserved': Report

An additional 164 million were classified as 'credit underserved' in the global study done by Transunion Cibil, while only 179 million fits into the 'credit...


22 April 2022
Want To Buy A Car? 5 Things To Keep In Mind

Want To Buy A Car? 5 Things To Keep In Mind

If you are planning to buy a new car, it’s important to be aware of the various costs attached.


17 April 2022
5 Ways To Make The Education Loan Process Easier To Study Abroad

5 Ways To Make The Education Loan Process Easier To Study Abroad

A good credit score, reputed institute and accurate documentation are some of the factors that can make the education loan process smoother to study abroad


07 April 2022
How A Good Credit Score Means Good Financial Health

How A Good Credit Score Means Good Financial Health

The credit score—a three-digit number—is directly connected with one’s financial health, long-term financial goals, access to loans and even insurance...


06 April 2022
Top Five Reasons That Could Affect Your Overall Credit Score

Top Five Reasons That Could Affect Your Overall Credit Score

A good credit score is the first thing that lending institutions check before extending a loan. Here’s what you can do to maintain a good credit score and...


11 March 2022
How BNPL Schemes Can Hit Your Credit Score And Lead You Into A Debt Trap

How BNPL Schemes Can Hit Your Credit Score And Lead You Into A Debt Trap

BNPL schemes are essentially consumer loans from lending institutions and any delay or non-payment of dues can hit your credit score, and add interest and...


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