In April, the Reserve Bank of India (RBI) proposed new rules related to debit and credit cards with the security of user details as a key highlight
In the fortnight ended May 21, 2021, bank advances stood at Rs 108.31 lakh crore and deposits at Rs 151.67 lakh crore
To empower the ‘credit invisible’ customers and bring them into the formal financial fold, the way financial institutions assess creditworthiness needs to...
A recent report by paisabazaar.com has revealed that more millennials are now emerging as credit aware and are open to borrowing with the right advice on...
AI and ML can help lending enterprises identify, sort, and make accurate decisions based on multiple data points to faster process KYC, arrive at credit score,...
An additional 164 million were classified as 'credit underserved' in the global study done by Transunion Cibil, while only 179 million fits into the 'credit...
If you are planning to buy a new car, it’s important to be aware of the various costs attached.
A good credit score, reputed institute and accurate documentation are some of the factors that can make the education loan process smoother to study abroad
The credit score—a three-digit number—is directly connected with one’s financial health, long-term financial goals, access to loans and even insurance...
A good credit score is the first thing that lending institutions check before extending a loan. Here’s what you can do to maintain a good credit score and...
BNPL schemes are essentially consumer loans from lending institutions and any delay or non-payment of dues can hit your credit score, and add interest and...
Number of women borrowers is increasing but they are still only 29 per cet of all borrowers, finds a TransUnion Cibil report on participation of women in...
Identity theft is a global phenomenon and millions of people in India are affected by it.
Gen-Z and millennials often have a low or no credit score due to lack of credit history, but there are other loan options in the market.
Bank credit grew 8.01 per cent to Rs 115 lakh crore and deposits rose 9.28 per cent to Rs 159.83 lakh crore in the fortnight ended January 14
Maintaining a healthy credit profile means using credit within limit and paying dues on time. This improves your chances of getting better loans in the future.
Maintaining a healthy credit profile means using credit within limit and paying dues on time. This improves your chances of getting better loans in the future.
Women have better financial habits than men leading to better credit scores, and there is a sharp uptick in women applying for credit cards, finds a recent...
Pre-approved loans are easy to avail of as they involve minimal documentation and no collaterals. Here is all you need to know about pre-approved loans.
As many carmakers continue to hike car prices, you need to look out for appropriate car finance. Also, one should weigh the pros and cons before opting for a...
The use of technology allows collecting alternate data such as cash flows, financial etiquette, utility bill payment history, investments, spending behaviour,...
Lenders prefer to sanction loans to customers who have minimal chances of loan default. One can follow a few ways to increase the chance of getting loan...
Factors such as repayment history, outstanding balance, age of the credit portfolio and credit inquiry determine your credit score.
