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Epf Interest Rates

Indians Took More Loans Despite Interest Rate Hike In FY23: Loan Distributor

During FY 22-23, business loan disbursements grew the most at 101 per cent, followed by personal loans at 59 per cent.

13 April 2023

Employee Pension Scheme—All You Need To Know

Employee Pension Scheme (EPS) of the Employee's Provident Fund Organization (EPFO) provides pension to the employees of organised sector as a way of social security.

28 December 2022

RBI Likely To Raise Key Policy Rate By 25-35 Bps To Check Inflation: Experts

The central bank has already announced to gradually withdraw its accommodative monetary policy stance

31 July 2022

EPFO

EPFO Fixes 8.15% Interest Rate On Employees' Provident Fund For 2022-23

After the government's ratification, the interest rate on EPF for 2022-23 will be credited into accounts of over five crore subscribers of EPFO

28 March 2023

Want To Make Premature Withdrawals From Your EPF? Here’s When You Can Do It

You can make premature withdrawals from your employees’ provident fund account only under certain specific conditions. Here’s when and how to go about it

12 September 2022

Govt Keeps Interest Rates Unchanged On Small Savings Schemes For September Quarter

The interest rate on small savings schemes has not been revised since the first quarter of 2020-21.

30 June 2022

EPFO Extends Deadline To Opt For Higher Pensions To May 3

EPFO's unified members' portal currently states that the option of higher pensions is available until May 3, 2023

27 February 2023

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Govt Ratifies 8.1% EPF Interest Rate For 2021-22

Earlier in March this year, the Employees' Provident Fund Organisation (EPFO) had decided to lower the interest on provident fund deposits for 2021-22 to 8.1 per cent from 8.5 per cent provided in 2020-21

03 June 2022

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08 April 2022
EPF Deposits: Fresh guidelines Issued On Tax Deduction On Interest Earning

EPF Deposits: Fresh guidelines Issued On Tax Deduction On Interest Earning

TDS on interest earned on excess contributions above Rs 2.5 lakh has been made effective from April 1, 2022, says EPFO


05 April 2022
Recent Changes In Income Tax On Provident Fund Contributions

Recent Changes In Income Tax On Provident Fund Contributions

The interest earned, on PF contributions in excess of Rs 2.5 lakh per annum, has now been made taxable. Should you reduce your PF contributions then? Read on...


28 March 2022
10 Steps To Follow For Seamless PF Withdrawal

10 Steps To Follow For Seamless PF Withdrawal

The EPFO has digitised the entire process of PF withdrawal. One just has to update the KYC details with Aadhar, PAN and UAN to withdraw or transfer PF smoothly


21 March 2022
Importance of Group Medical Insurance For Employees

Importance of Group Medical Insurance For Employees

Many employers include a group medical insurance policy as a healthcare benefit towards their employees. Besides saving on costs, it also offers multiple...


12 March 2022
Why Government Is Offering Lowest Interest Rate On Employee's Provident Fund In Over 40 Years 

Why Government Is Offering Lowest Interest Rate On Employee's Provident Fund In Over 40 Years 

The lowest interest rate offered by the government on provident fund is because of low interest regime currently prevailing in the economy


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12 March 2022
EPFO Interest Rate Cut To Hit Long-Term Retirement Savings

EPFO Interest Rate Cut To Hit Long-Term Retirement Savings

EPFO slashes interest rate to 8.1 per cent. Know how it works, the benefits it provides and steps to check EPF balance


12 March 2022
Government Lowers Interest On Employees' Provident Fund To 8.1%, Lowest In Over Four Decades

Government Lowers Interest On Employees' Provident Fund To 8.1%, Lowest In Over Four Decades

Retirement fund body EPFO on Saturday dropped interest rate on employees’ provident fund to 8.1 per cent for 2021-22, the lowest in over four decades for its...


04 November 2021
Diwali Cheer: Check If EPF Interest Has Been Credited To Your Account

Diwali Cheer: Check If EPF Interest Has Been Credited To Your Account

On October 30, the government approved 8.5 per cent interest for EPF deposits for 2020-21, and the interest has started getting credited to subscribers’...


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