Sunday, Jun 26, 2022
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Alternate Credit Scoring Can Further Financial Inclusion In India. Read Here For Details

Alternate Credit Scoring Can Further Financial Inclusion In India. Read Here For Details

To empower the ‘credit invisible’ customers and bring them into the formal financial fold, the way financial institutions assess creditworthiness needs to undergo a sea change. Alternative credit scoring that uses smartphone data is the way forward toward...

21 May 2022
Credit Awareness On Rise In India, Average Age Of First Time Borrower Is 27 Years, Says Report

Credit Awareness On Rise In India, Average Age Of First Time Borrower Is 27 Years, Says Report

A recent report by paisabazaar.com has revealed that more millennials are now emerging as credit aware and are open to borrowing with the right advice on...

14 May 2022

Despite Policy Efforts, Half Of Indian Adults 'Credit Unserved': Report

An additional 164 million were classified as 'credit underserved' in the global study done by Transunion Cibil, while only 179 million fits into the 'credit...

How A Good Credit Score Means Good Financial Health

How A Good Credit Score Means Good Financial Health

The credit score—a three-digit number—is directly connected with one’s financial health, long-term financial goals, access to loans and even insurance...

07 April 2022

How BNPL Schemes Can Hit Your Credit Score And Lead You Into A Debt Trap

BNPL schemes are essentially consumer loans from lending institutions and any delay or non-payment of dues can hit your credit score, and add interest and...

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23 February 2022
4 Loan Options For Gen-Z and Millennials With Low Credit Scores

4 Loan Options For Gen-Z and Millennials With Low Credit Scores

Gen-Z and millennials often have a low or no credit score due to lack of credit history, but there are other loan options in the market.


15 January 2022
How To Maintain A Healthy Credit Profile?

How To Maintain A Healthy Credit Profile?

Maintaining a healthy credit profile means using credit within limit and paying dues on time. This improves your chances of getting better loans in the future.


06 January 2022
Women More Conscious Of Their Financial Habits Than Men Finds Study

Women More Conscious Of Their Financial Habits Than Men Finds Study

Women have better financial habits than men leading to better credit scores, and there is a sharp uptick in women applying for credit cards, finds a recent...


25 December 2021
Ind-Ra Revises Vedanta's Outlook To Positive From Stable

Ind-Ra Revises Vedanta's Outlook To Positive From Stable

Ratings and Research (Ind-Ra) has revised Vedanta's outlook to positive from stable.


11 June 2020
Uncertain If Economic Recovery Will Happen In Second Half Or Next Year: CEA Krishnamurthy Subramanian

Uncertain If Economic Recovery Will Happen In Second Half Or Next Year: CEA Krishnamurthy Subramanian

Chief Economic Advisor Krishnamurthy Subramanian said India's ability and willingness to repay debt is gold standard. He also said economic growth this year...


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24 November 2017
S&P Keeps India's Sovereign Rating 'Unchanged' At 'BBB-Minus' With 'Stable' Outlook, Govt Calls It 'Unfair'

S&P Keeps India's Sovereign Rating 'Unchanged' At 'BBB-Minus' With 'Stable' Outlook, Govt Calls It 'Unfair'

In a statement, S&P said India's rating reflects its strong GDP growth, sound external profile and improving monetary credibility.


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