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Alternate Credit Scoring Can Further Financial Inclusion In India. Read Here For Details

Alternate Credit Scoring Can Further Financial Inclusion In India. Read Here For Details

To empower the ‘credit invisible’ customers and bring them into the formal financial fold, the way financial institutions assess creditworthiness needs to undergo a sea change. Alternative credit scoring that uses smartphone data is the way forward toward...

21 May 2022
Credit Awareness On Rise In India, Average Age Of First Time Borrower Is 27 Years, Says Report

Credit Awareness On Rise In India, Average Age Of First Time Borrower Is 27 Years, Says Report

A recent report by paisabazaar.com has revealed that more millennials are now emerging as credit aware and are open to borrowing with the right advice on...

14 May 2022

How A Good Credit Score Means Good Financial Health

The credit score—a three-digit number—is directly connected with one’s financial health, long-term financial goals, access to loans and even insurance...

Top Five Reasons That Could Affect Your Overall Credit Score

Top Five Reasons That Could Affect Your Overall Credit Score

A good credit score is the first thing that lending institutions check before extending a loan. Here’s what you can do to maintain a good credit score and...

06 April 2022

How First-Time Borrowers With No Credit Score Can Get A Loan

The use of technology allows collecting alternate data such as cash flows, financial etiquette, utility bill payment history, investments, spending behaviour,...

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27 November 2021
Tips To Reduce The Chances Of Rejection Of Your Loan Application

Tips To Reduce The Chances Of Rejection Of Your Loan Application

Lenders prefer to sanction loans to customers who have minimal chances of loan default. One can follow a few ways to increase the chance of getting loan...


15 November 2021
Five Steps To Improve Your Credit Score

Five Steps To Improve Your Credit Score

Factors such as repayment history, outstanding balance, age of the credit portfolio and credit inquiry determine your credit score.


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