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Emi Options

How To Manage Your Finances During Uncertain Times

Marry Now, Pay Later Scheme May Not Be A Good Idea

If you are planning to opt for marry now, pay later scheme to fund your wedding, you must weigh all pros and cons before doing that. Read on to find more.

05 February 2023

5 Mistakes To Avoid When Applying For A Home Loan

Taking a home loan is an emotional decision. Hence, you must weigh all pros and cons before applying for a home loan. You must only go for the product that suits you.

16 November 2022

Ahmedabad, Pune, Chennai Continue To Be India’s Most Affordable Housing Markets: Report

Knight Frank India said the Reserve Bank of India’s (RBI) fourth-consecutive repo rate hike has decreased affordability on an average by 2 per cent across markets and increased the EMI load by 7.4 per cent

12 October 2022

5 Things You Must Include In Your Year-End Financial Checklist

Review your financial situation at the end of the financial year without fail to save yourself from the stress of course-correcting later. Read on to know more.

29 December 2022

Nip Your Impulse Purchase Habits With These Handy Tips

If you are an impulsive shopper or buyer, and it’s leaving a dent in your pocket, here are a few ways in which you can control your impulse purchases

15 October 2022

Home Loan Rates Up After Another RBI Repo Rate Hike, How Much Will EMIs Increase?

Leading home loan lenders, such as HDFC and LIC Housing Finance, as well as banks, such as ICICI Bank and Axis Bank have increased home loan rates within hours of the RBI’s announcement of the repo rate hike by 50 basis...

01 October 2022

Here’s How Credit Card EMI Purchases Are Calculated

Here’s How Credit Card EMI Purchases Are Calculated

If you buy on a credit card EMI close to the last date of the statement cycle, or on the last date of the billing cycle, then the EMI is likely be charged in the next cycle. Here’s how credit card companies tabulate the...

24 December 2022

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iPhone 14 Is Here; Here’s How You Can Buy It, But Do You Really Need It?

If you are thinking of changing or upgrading your phone, would you consider going for an iPhone14? Do give it a thought whether buying one would do you any good, financially.

15 September 2022

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08 September 2022
Failed To Pay Your Home Loan EMI? Here’s How To Set Things Back On Track

Failed To Pay Your Home Loan EMI? Here’s How To Set Things Back On Track

If you fail to pay the equated monthly instalments on your home loan, do not feel stressed out. There are ways to work around the situation. Read on to know...


18 June 2022
3 Clauses That You Shouldn’t Ignore When Signing A Home Loan Agreement

3 Clauses That You Shouldn’t Ignore When Signing A Home Loan Agreement

Most home buyers simply consider fundamental elements like down payment, EMIs, and home loan interest rate when signing the deal, but it’s important to look...


08 June 2022
RBI Hikes Rates By 50 Basis Points: How Much Will Your EMIs Increase?

RBI Hikes Rates By 50 Basis Points: How Much Will Your EMIs Increase?

As interest rates keep rising, your EMI will become higher. Here’s how much the increase will be and what you can do to soften the blow


01 June 2022
HDFC, ICICI Bank, PNB Hike Interest Rate On Home Loans; EMIs To Get Costly

HDFC, ICICI Bank, PNB Hike Interest Rate On Home Loans; EMIs To Get Costly

This is the latest hike in home loan lending rates by banks and housing finance companies after the RBI hike repo rate earlier this May, and comes into effect...


27 May 2022
Here Are 4 Ways To Effectively Manage Your Credit Card Debt

Here Are 4 Ways To Effectively Manage Your Credit Card Debt

If you have incurred a high credit card debt due to the pandemic, do not panic. There are simple ways to address this problem if you just stay calm and remain...


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26 May 2022
SBI’s launches Instant Loan Product For Salary Account Holders On YONO App

SBI’s launches Instant Loan Product For Salary Account Holders On YONO App

SBI has said its bank customers can now avail themselves of the Real Time Xpress Credit from the comfort of their homes through the YONO app


19 May 2022
Flipkart Pay Later Credit Facility Adds Over Six Million Users In 7 Months

Flipkart Pay Later Credit Facility Adds Over Six Million Users In 7 Months

The company, in a statement, said 'Flipkart Pay Later' offers affordability as well as a convenient shopping experience to customers and is witnessing an...


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