Top 5 Best High Acceptance Payday Loans Direct Lenders UK 2023 ✅

Disclaimer: Sponsored ad: This is a paid advertisement by Season Marketing Limited. Season Marketing Limited is authorized and regulated by the Financial Conduct Authority and entered on is the Consumer Credit Register under reference number: 727385.

Typical high acceptance payday loans UK offer access to loans between £100 and £5,000, with many lenders offering terms of up to 2 years to pay. Of course, payday loans high acceptance come with terms and conditions, and it’s best to shop around before you decide which payday loans UK high acceptance are worth your application.

Best High Acceptance Payday Loans UK 2023 – Quick Overview

Loan Skipper: Overall Top Platform to Apply for Payday Loans High Acceptance Up to £5,000
Mr Payday: Uncomplicated Applications for Payday Loans UK High Acceptance with Zero Physical Paperwork
Swish Loans: Best Place to Connect with Direct Lenders Offering High Acceptance Payday Loans for Bad Credit Borrowers
Loan Mr: Recommended Place to Start for First-Time Borrowers Looking for Payday Loans High Acceptance Rate Offers
Speedy Lends: Ideal Place to Get Payday Loans High Acceptance UK Between £100 and £5,000

High Acceptance Payday Loans Direct Lenders UK

Loan Skipper – Overall Top Platform to Apply for Payday Loans High Acceptance Up to £5,000

Loan Skipper

Quick Ratings:

Decision Speed: 9/10
Loan Amount Offering: 9/10
Variety of Products: 9/10
Acceptance Rate: 9/10
Customer Support: 9/10

Loan Skipper presents a simplified loan application process for those looking for payday loans high acceptance of up to £5,000. To apply, borrowers must visit the Loan Skipper website, input their requirements and then follow the prompts to complete an online application form. The automated system will provide feedback within minutes, and if the borrower is happy with what they see, they can proceed with securing the loan.

Highlights of Applying for Payday Loans High Acceptance Up to £5K

Simple online application
Fast approvals
Uncomplicated payout process
No paperwork, phone calls, or standing in queues
Easy terms for repayment

Eligibility Criteria to Apply for Payday Loans High Acceptance via Loan Skipper

18+ years minimum
Platform only for residents/citizens of UK
Payouts into local bank accounts only
Stable income

Fees Charged on Payday Loans High Acceptance

APRs start from around 45.3%
Extending a loan costs extra
Breach of contract costs penalties

Loan Skipper is a Credit Broker, not a Direct Lender.

Representative example: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28. Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative (variable). Rates from 45.3% APR to max 1575% APR - your APR will be based on your personal circumstances. Loans subject to status and subject to credit checks. Minimum repayment period is 90 days (3 months) from the date the loan is issued. Maximum repayment period is 24 months.

Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk. All loans are subject to lender requirements and approval.

Mr Payday – Uncomplicated Applications for Payday Loans UK High Acceptance with Zero Physical Paperwork

Mr Payday

Quick Ratings:

Decision Speed: 9/10
Loan Amount Offering: 9/10
Variety of Products: 8/10
Acceptance Rate: 9/10
Customer Support: 9/10

One of the most frustrating parts of outdated loan application processes was gathering documents and faxing or emailing them to the relevant parties. Even worse were the days when a borrower would have to physically present at the bank to apply for a loan. Now, borrowers can visit the Mr Payday platform and quickly apply for payday loans UK high acceptance up to £5,000 with zero physical paperwork. The entire process is managed online and takes just a few minutes.

Highlights of Applying for Payday Loans UK High Acceptance via Mr Payday

Easy-to-use platform
No charge to connect with a lender
Apply just once
No paperwork – only digital copies required
Access direct, registered lenders

Eligibility Criteria to Apply for Payday Loans UK High Acceptance

Steady monthly salary
18 years old +
Local bank account
Valid ID

Fees Charged on Payday Loans UK High Acceptance

APR can fluctuate between 45.3% and 1575%
Penalties are charged on late/missed payments
Early settlement charges apply

Mr Payday is a Credit Broker, not a Direct Lender.

Representative example: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28. Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative (variable). Rates from 45.3% APR to max 1575% APR - your APR will be based on your personal circumstances. Loans subject to status and subject to credit checks. Minimum repayment period is 90 days (3 months) from the date the loan is issued. Maximum repayment period is 24 months.

Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk. All loans are subject to lender requirements and approval.

Swish Loans – Best Place to Connect with Direct Lenders Offering High Acceptance Payday Loans for Bad Credit Borrowers

Swish Loans

Quick Ratings:

Decision Speed: 9/10
Loan Amount Offering: 9/10
Variety of Products: 9/10
Acceptance Rate: 9/10
Customer Support: 8/10

Swish Loans is a leading loan finder platform connecting British borrowers with reputable, registered direct lenders in the UK. The various high acceptance payday loans for bad credit borrowers available via the platform make it a popular choice, especially as lenders on the panel offer up to 24 months to pay and APRs that are reasonable for the short-term loans market. Whether you need £100 or £5,000, Swish Loans is the platform to process your initial application.

Highlights of Applying for High Acceptance Payday Loans for Bad Credit Borrowers via Swish Loans

All credit types welcome
Flexible loan amounts up to 5K
Simple criteria
2 to 24 months to pay
Peace of mind

Eligibility Criteria to Qualify for High Acceptance Payday Loans for Bad Credit Borrowers

At least 18
Valid ID
Personal UK bank account
Steady income for 90+ days

Fees Expected on High Acceptance Payday Loans for Bad Credit Borrowers

APRs are lender-dependent and range from 45.3% to 1575% APRs
Late/missed payment penalties
Fees on early settlement

Swish Loans is a Credit Broker, not a Direct Lender.

Representative example: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28. Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative (variable). Rates from 45.3% APR to max 1575% APR - your APR will be based on your personal circumstances. Loans subject to status and subject to credit checks. Minimum repayment period is 90 days (3 months) from the date the loan is issued. Maximum repayment period is 24 months.

Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk. All loans are subject to lender requirements and approval.

Loan Mr – Recommended Place to Start for First-Time Borrowers Looking for Payday Loans High Acceptance Rate Offers

Loan Mr

Quick Ratings:

Decision Speed: 7/10
Loan Amount Offering: 9/10
Variety of Products: 8/10
Acceptance Rate: 8/10
Customer Support: 8/10

Loan Mr is an impressive platform connecting borrowers with reputable lenders offering some of the best payday loans high acceptance rate offers. The loans on offer, which range from £100 to £5,000, are available to all credit types, even first-time borrowers with no current credit score. Flexible repayment terms from 2 to 24 months make it comfortable to repay the amounts. Applications via Loan Mr take just a few minutes and once approved, loans are disbursed speedily.

Highlights of Payday Loans High Acceptance Rate Offers for First-Time Borrowers

Apply 100% online
Deal with reputable lenders only
Simple to qualify
Flexible repayments up to 24 months
Get cash in a hurry

Eligibility to Apply for Payday Loans High Acceptance Rates Online

Income steady for 3+ months
Valid form of ID
Proof of address
18 years old

Fees Expected on Payday Loans High Acceptance Rates Online

If you miss payments, penalties apply
Extensions on loans possible at a cost
APRs charged at 45.3% to 1575%
Loan Mr is a Credit Broker, not a Direct Lender.

Representative example: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28. Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative (variable). Rates from 45.3% APR to max 1575% APR - your APR will be based on your personal circumstances. Loans subject to status and subject to credit checks. Minimum repayment period is 90 days (3 months) from the date the loan is issued. Maximum repayment period is 24 months.

Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk. All loans are subject to lender requirements and approval.

Selection Criteria for the Top Providers of High Acceptance Payday Loans for Bad Credit

We compiled our list by seeking out providers offering:

A range of loan products for borrowers with all financial backgrounds.
Loan amounts ranging to £5,000 with up to 24 months to pay.
Simple online application processes that take minutes to complete.
Speedy feedback processes so borrowers can plan their finances accordingly.
Loans from reputable lenders so as to provide borrowers with absolute peace of mind.

Types of High Acceptance Payday Loans for Bad Credit Borrowers

No-Collateral High Acceptance Payday Loans for Bad Credit Borrowers

No collateral high acceptance payday loans for bad credit are granted without any security required. Of course, you’ll need to earn enough and meet the criteria, but you won’t have to offer an asset or downpayment to secure the loan.

Last-Minute High Acceptance Payday Loans for Bad Credit Borrowers

In a hurry for cash because of an unexpected expense or emergency? You can apply for high acceptance payday loans for bad credit and expect quick processing. In fact, you’ll know within minutes of applying if you can get a loan or not.

High Acceptance Payday Loans for Bad Credit Entrepreneurs

If you’re self-employed, you may be considered “unemployed” by some banks. With high acceptance payday loans for bad credit entrepreneurs, you can apply for a loan and use your bank statements or tax returns as proof of affordability.

Best Providers of Very High Acceptance Payday Loans in UK

Top Providers of Very High Acceptance Payday Loans in the UK	Pros	Cons
Loan Skipper	Quick online application Deal with direct lenders Access flexible loan amounts Self-employed welcome	High APR
Mr Payday	Digital application Finalise applications quickly Fast payouts Transparent loan contract	High Costs Advertisement
Swish Loans	Loans and terms are flexible Reasonable repayment options No credit welcome Reputable lenders	High Fees
Loan Mr	Apply from the comfort of your home or office Non-formal employment allowed Simple criteria Loans start from £100	Expensive APRs
Speedy Lends	100% digital application 2 – 24 month terms Flexible amounts Simple to qualify	Late fees

How to Apply for Very High Acceptance Payday Loans UK

Follow these four steps on the Loan Skipper platform to apply:

Step 1: Choose the Loan Amount and Required Term

Using the slider and drop-down menus, select the amount you need and the associated repayment term.

Step 2: Complete the Online Application Form

Follow the prompts to complete the application form and then submit it online. This only takes a few minutes. You may need your ID, proof of address, and proof of income during the process.

Step 3: Wait for Feedback on Your Application

Within a few minutes of completing the form, you’ll receive feedback on your application.

Step 4: Expect Your Payout

Once approved, lenders try to pay out loans as quickly as possible.

Conclusion

When shopping around for high acceptance payday loans UK, take a moment to visit the Loan Skipper platform. Fill out an application and see just how simple applying for a loan in the UK online can be.

ALSO CHECK: Best Payday Loans Online UK with Bad Credit

Disclaimer: The websites advertised in this paid promotion are credit brokers, not direct lenders. All loans are subject to lender requirements and approval. Season Marketing does not charge customers a fee for using its broker services, but it might receive a commission from lenders or other brokers following an introduction through their websites.

Disclaimer: The above is a sponsored post, the views expressed are those of the sponsor/author and do not represent the stand and views of Outlook Editorial.