Opinion: Antyodaya Realised Through Direct Benefit Transfer

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Pandit Deendayal Upadhyaya had stated that the success of a system, within the concept of Antyodaya, should be assessed on the basis of how sincerely the benefits of schemes reach the person standing at the last rung of society. Judged by this criterion, the expansion of Direct Benefit Transfer, or DBT, in Uttar Pradesh represents something far beyond an ordinary reform.

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Welfare schemes reaching households through transparency and technology

Antyodaya does not merely mean that government assistance reaches the last person. The real test is whether it reaches them with dignity. For years, elderly women in villages kept making rounds of government offices for their pensions, farmers stood before clerks to claim their rightful dues, and poor people had to seek someone’s recommendation at every stage. Even when assistance arrived, it came in the form of a favour. DBT has changed this very picture in Uttar Pradesh. Now, money transferred from Lucknow or Delhi goes directly into the beneficiary’s account, with no middleman and no deductions in between. Instead of having to hold out their hands in supplication, people can now claim their rights with confidence. Assistance is not charity but an entitlement, and the Yogi government has translated Pandit Deendayal Upadhyaya’s vision of Antyodaya into a reality on the ground in precisely this form.

Until a decade ago, Uttar Pradesh faced the paradox that funds for schemes would be released from the capital but would disappear somewhere along the way. Files moved, signatures were made, announcements echoed, and the very person in whose name the entire exercise was undertaken often remained empty-handed at the very end of the queue. Pandit Deendayal Upadhyaya had stated that the success of a system, within the concept of Antyodaya, should be assessed on the basis of how sincerely the benefits of schemes reach the person standing at the last rung of society. Judged by this criterion, the expansion of Direct Benefit Transfer, or DBT, in Uttar Pradesh represents something far beyond an ordinary reform.

DBT has changed the equation that portrayed a deprived person as a supplicant who needed someone’s recommendation or the support of middlemen to receive anything from the government. Built on the trinity of Jan Dhan accounts, Aadhaar and mobile phones, this system has almost eliminated the distance between the government and the citizen. A button is pressed in Lucknow, and money reaches the account of an elderly woman sitting in a village hundreds of kilometres away. No slip, no bag of cash, no favour. The significance of this system becomes evident when one considers its reach in a state whose population is larger than that of many countries. Nearly 200 Central and State Government schemes have been linked to this framework. More than 900 million beneficiaries are covered under it, and several lakh crore rupees have so far been transferred directly into their accounts. Carrying out this work on such a large scale has been possible only through the combination of technology and political will.

Its real strength is reflected less in the figures and more in its impact. More than 30 million farmer families in Uttar Pradesh are receiving direct assistance through the Pradhan Mantri Kisan Samman Nidhi. Payments to sugarcane farmers and funds from the Minimum Support Price (MSP) procurement of wheat and paddy also reach them through this channel, reducing the uncertainty that was once considered an inevitable part of a farmer’s life. More than 10 million elderly persons, destitute women and persons with disabilities receive their pensions every month. An amount of Rs 1,200 per student is transferred to the accounts of the parents or guardians of children from Classes 1 to 8 so that they can purchase uniforms, shoes and socks, schoolbags and sweaters. Scholarships for economically disadvantaged students from all sections of society also reach them through this channel. These are the very people who were described as occupying the last rung of society in the concept of Antyodaya.

The most concrete evidence of transparency is the money that is no longer wasted. Aadhaar-linked verification has removed lakhs of fictitious and duplicate names from beneficiary lists. Funds that previously went to ineligible persons or paper accounts are now being used for the benefit of genuine beneficiaries. The claim of savings exceeding Rs 10,000 crore in just 11 departments is a result of this clean-up. The point is straightforward. Stealing the share meant for the poor is the greatest form of corruption. Every rupee syphoned off along the way hurts the very poor person who has the least to lose.

There is one aspect of this change that figures cannot fully capture, and that is dignity. When an elderly woman does not have to hold out her hand before anyone to receive her pension, and a labourer does not have to make repeated visits to a political leader to obtain assistance, the relationship between the government and the citizen becomes one of entitlement and accountability. A citizen who trusts that their rightful dues will reach them without any recommendation begins to regard the system as their own. This trust is the greatest asset of good governance.

Another impact of DBT is visible in the expansion of banking access across villages. Once it became certain that scheme funds would be credited to bank accounts, opening an account and linking it to Aadhaar became essential. Bank Sakhis reached women who had never before been able to cross the threshold of a bank. Today, they have their own bank accounts and ATM cards. This is not merely a technological achievement but a social transformation. A woman who has an account in her own name and operates it herself commands a different degree of importance within her household. Having control over one’s own money is the first step towards self-reliance, and DBT has enabled crores of women to reach that step.

This is a major achievement, but the challenges must also be discussed. A system dependent on technology is only as strong as its weakest link. Inadequate network connectivity in remote areas, difficulties in matching the fingerprints of elderly people, and a lack of digital awareness are obstacles that require further attention. The very essence of Antyodaya demands that the path should be easiest for those who are most vulnerable. The more accessible and responsive the grievance redressal mechanism is, the deeper the trust will be.

Good governance is not a distant ideal; it is something experienced in everyday life. The model established by Uttar Pradesh under the leadership of Chief Minister Yogi Adityanath demonstrates that when political will and administrative commitment work together, technology can become a powerful instrument of public welfare. It also resonates with Prime Minister Narendra Modi’s mantra of Sabka Saath, Sabka Vikas, Sabka Vishwas and Sabka Prayas, which identifies these principles as the foundation of governance. DBT has made a concrete beginning in this direction. The role of middlemen has diminished, leakages have been curbed, payments have begun to arrive on time, and citizens have moved from being supplicants to rightful claimants.

About the Author: This article has been written by Anil Chaudhary, Social Worker and National President, Jat Mahasabha.

Disclaimer: The views and opinions expressed in this article are those of the author(s) and do not necessarily reflect the official policy or position of the publisher. While every effort has been made to ensure the accuracy of the information, the publisher is not responsible for any errors or omissions, or for the results obtained from the use of this information.

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