Most of us plan our finances with the objective of tax planning, throughout the year all salaried and non-salaried individuals look for and invest in schemes that are tax saving and might be beneficial with respect to long & short term both. For those who do not understand the intricacies of filing a return successfully, figuring out the ideal balance between saving, investment & expenses becomes a daunting task. If you are someone who is facing one such internal battle between saving & investing, and not able to decide which way to go, it is always a good idea to learn about a few key similarities and differences between them to kick-off the exercise.