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HDFC Bank Banks On ‘Lola Kutty’ To Promote Safe Banking As Part Of ‘Vigil Aunty’ Campaign

HDFC Bank To Cap Rewards, Levy Charges On Credit Cards From January 1, 2023

Paying rent through HDFC Bank credit card will not fetch you any reward point, but attract an extra 1 per cent charge starting January 1, 2023

03 December 2022

10 Best Instant Payday Loans Online For Bad Credit with Guaranteed Approval 2022

10 Best Instant Payday Loans with No Credit Check: Get Online Cash Advance for Bad Credit 2022

Knowing where to apply for loans is one thing; knowing where your chances of getting approved are higher is another. Check out these 10 payday loan service providers where your approval chances are in the 90th-percentile.


Credit Awareness On Rise In India, Average Age Of First Time Borrower Is 27 Years, Says Report

A recent report by paisabazaar.com has revealed that more millennials are now emerging as credit aware and are open to borrowing with the right advice on products


Sebi Issues Guidelines On Standardisation Of Rating Scales By CRAs, Effective From January 1, 2023

Sebi wants to standardise the ratings given by credit rating agencies, from January 1, 2023 onwards

01 November 2022

Alternate Credit Scoring Can Further Financial Inclusion In India. Read Here For Details

To empower the ‘credit invisible’ customers and bring them into the formal financial fold, the way financial institutions assess creditworthiness needs to undergo a sea change. Alternative credit scoring that uses...


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Despite Policy Efforts, Half Of Indian Adults 'Credit Unserved': Report

An additional 164 million were classified as 'credit underserved' in the global study done by Transunion Cibil, while only 179 million fits into the 'credit served' category.

25 April 2022

India’s Lending Market Grew 11.1% Annually In FY 2022: Says Credit Bureau Report

The lending market in India grew to Rs 174.3 lakh crore in March 2022, up by 11.1 per cent on an annual basis, as compared to March 2021. All sectors suffered momentarily in the second wave of covid in Q1 FY 2022, but have...

20 September 2022

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How A Good Credit Score Means Good Financial Health

The credit score—a three-digit number—is directly connected with one’s financial health, long-term financial goals, access to loans and even insurance premium.

07 April 2022

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11 March 2022
How BNPL Schemes Can Hit Your Credit Score And Lead You Into A Debt Trap

How BNPL Schemes Can Hit Your Credit Score And Lead You Into A Debt Trap

BNPL schemes are essentially consumer loans from lending institutions and any delay or non-payment of dues can hit your credit score, and add interest and...


23 February 2022
4 Loan Options For Gen-Z and Millennials With Low Credit Scores

4 Loan Options For Gen-Z and Millennials With Low Credit Scores

Gen-Z and millennials often have a low or no credit score due to lack of credit history, but there are other loan options in the market.


15 January 2022
How To Maintain A Healthy Credit Profile?

How To Maintain A Healthy Credit Profile?

Maintaining a healthy credit profile means using credit within limit and paying dues on time. This improves your chances of getting better loans in the future.


06 January 2022
Women More Conscious Of Their Financial Habits Than Men Finds Study

Women More Conscious Of Their Financial Habits Than Men Finds Study

Women have better financial habits than men leading to better credit scores, and there is a sharp uptick in women applying for credit cards, finds a recent...


25 December 2021
Ind-Ra Revises Vedanta's Outlook To Positive From Stable

Ind-Ra Revises Vedanta's Outlook To Positive From Stable

Ratings and Research (Ind-Ra) has revised Vedanta's outlook to positive from stable.


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11 June 2020
Uncertain If Economic Recovery Will Happen In Second Half Or Next Year: CEA Krishnamurthy Subramanian

Uncertain If Economic Recovery Will Happen In Second Half Or Next Year: CEA Krishnamurthy Subramanian

Chief Economic Advisor Krishnamurthy Subramanian said India's ability and willingness to repay debt is gold standard. He also said economic growth this year...


24 November 2017
S&P Keeps India's Sovereign Rating 'Unchanged' At 'BBB-Minus' With 'Stable' Outlook, Govt Calls It 'Unfair'

S&P Keeps India's Sovereign Rating 'Unchanged' At 'BBB-Minus' With 'Stable' Outlook, Govt Calls It 'Unfair'

In a statement, S&P said India's rating reflects its strong GDP growth, sound external profile and improving monetary credibility.


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