You don't need specific goals to invest in Mutual Funds. Starting early builds habits, discipline, and readiness for future financial needs, helping you handle goals as they arise in life.
About The Author
Mutual Funds Sahi Hai is an investor education initiative by the Association of Mutual Funds in India (AMFI). Since its launch in 2017, the platform has been dedicated to simplifying mutual fund investing for all Indians—whether beginners or seasoned investors. Through easy-to-understand articles, tools, and resources, Mutual Funds Sahi Hai empowers individuals to make informed financial decisions and take confident steps toward wealth creation. Follow for credible, unbiased, and jargon-free content designed to help you invest better.
Mutual funds carry risks and no guaranteed returns. Choose funds based on your risk appetite, goals, and time horizon. Match fund types—debt, hybrid, or equity—to your unique risk profile.
Investing in mutual funds is easy and flexible—start with just ₹500 via SIP. You can invest online or offline through fund houses, branches, distributors, or platforms, based on your preference.
You can start investing in Mutual Funds with just ₹500/month. Begin early, invest regularly, and stay long-term—small, consistent investments can grow into a large corpus over time.
NAV is the per-unit value of a mutual fund, calculated daily as (Total Assets – Liabilities) ÷ Outstanding Units. It reflects fund value and performance, ensuring transparency per SEBI rules.
NAV reflects a mutual fund scheme's per-unit market value, changing daily with securities’ prices. It's declared at each trading day’s end as per SEBI rules.
Just like pizza tastes the same in any size, a mutual fund's returns aren't affected by its NAV—fund process and allocation stay consistent, so NAV size doesn't impact your investment experience.
Retirement can last 25-30 years, so plan early. Estimate future expenses, calculate your target corpus, and invest monthly in mutual funds via SIP to build a sufficient retirement fund over time.
Most people delay retirement planning until late, missing long-term benefits. Start early, invest monthly in mutual funds via SIPs, and let compounding grow a sizeable retirement fund over time.
Retirees often keep savings in illiquid assets, causing stress in emergencies. Debt mutual funds via SWP offer liquidity, regular income, and tax efficiency, making them a smart retirement option.
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