2020 visionWidespread telecom reforms, MTNL corporatised Huge programme for building highways. Privatisation of PSUs gets momentum. Private ports, life insurance allowed. Rise in capital flows, dollar reserves touch record NDA fails to hit even the 200-seat markHigh growth and shining image of India failed to connect with voters starved of basic minimum needs and governanceCyber BiddaLargest multilateral credit as well as grants and food aid from the Centre Tariffs hiked in power, water and higher education Persuaded Gates to open Microsoft software centre Encouraged microfinance and self-help groups for rural women Crushing defeatThe CEO of Cyberabad played his technology key while farmers killed themselves for crop failureInter ConnectFiscal, administrative and power sector reforms under a World Bank restructuring programme; revision of user charges Private partnership for water, urban planning, education Information kiosks to extend e-governance Bhoomi programme for computerisation of land records S.M. Krishna paid the price for ignoring the backward and poor and failure to tackle the drought