Bandhan, a leading microfinance institution (MFI), is one of only two organisations given a licence to set up a bank. As it gears up to start operations, Bandhan’s founder Chandra Shekhar Ghosh aims at extending services beyond credit to economically weaker sections who have been deprived of these services so far. Non-performing assets and defaulters are not an issue for his new bank, he says, but recruiting people for rural services will be a challenge. Excerpts from an interview with Lola Nayar: