When I was growing up, there was this neighbourhood grocery store that displayed a board next to the formica veneer money-drawer. It said: ‘Udhaarwale khisko, cashwale disco’. Well, I guess it was Mr Grocer’s version of a Jerry Maguire ‘Show me the money’ moment for customers who crawled in hoping for buy-now-pay-later favours. I had almost forgotten the bald grocer until Gautam Kotamraju, senior vice-president for new initiatives at Myntra, reminded me of how our generation shopped once upon a time.