Life, just like markets, is in a constant state of flux. From an individual investor’s perspective, there are two things that happen in tandem. One, the investor’s personal circumstances keep changing with changes in risk profile, income, and return expectations. Two, the economic landscape also keeps changing, thereby impacting investment returns across asset classes. So, what do investors do to keep up with these changes and perhaps, even leverage these movements as opportunities to make great investments. Just like all roads lead to Rome, all solutions for good investment experiences lead to diversification through optimal asset allocation.