Hunting for payday loans online with no credit check instant approval is, quite frankly, a waste of time as such loans are not possible through responsible, registered and licensed financial services providers. US lending regulations stipulates that borrowers must submit to a credit check, regardless of how big or small their loan request is and instant approvals aren’t possible because every loan application must be verified, taking at least a few minutes for each loan application. The application for alternative payday loans for bad credit borrowers is quick and easy to complete – in fact, it will take 10 minutes or less. When you apply for alternative loans to payday loans online no credit check instant approval on Low Credit Finance, you can borrow between $100 and $5000 and choose a repayment period of 3 to 24 months. The lender will determine the interest rate, which will cost you between 5.99% and 35.99% interest.