When planning for medical emergencies, we often tend to save or plan for in-patient expenses like healthcare plans that cover hospital room fees. However, we often overlook the importance of an OPD (Outpatient Department) cover or outpatient treatment cover. Over time, however, outpatient costs can add up and have a significant impact on your savings. With medical costs rising every day, getting OPD coverage can prove more beneficial than you may initially realise.