Getting your first credit card is like a milestone in your financially independent life. With so many issuers offering a credit card online, the process has also become a lot easier. When you use your credit card wisely, you can not only earn attractive rewards on each spend, you also build your credit history. The latter proves helpful when you need to apply for a loan for your financial goals. However, the caveat still remains – using the card wisely. How can you do that?
You don't have to scratch your head. Here are some smart and effective ways of using your card the right way: