When bridging cash loans and payday loans just won’t cover the cost, you’re left with personal loans as an option. Personal loans tend to be higher/larger than your standard payday loan and are $1000 to 30000 loans and higher, designed to help the average American pay for emergencies and big-ticket expenses (or a lot of little expenses, if that’s what you need). 30K loans are a popular choice for borrowers who want to buy a new car, go on holiday, carry out home renovations, pay for medical expenses, cover the expenses of a wedding, or more. What you can do with personal loans for 30000 is entirely up to you!