The U.S.-imposed privatization scheme is increasingly recognized as illegal, since it was imposed by the U.S. and not adopted by a legitimate Iraqi government. Under international law, an occupying power is extremely limited in how it benefits from the economy of the occupied territory. (The analogy is to a house-sitter - who is allowed to eat the food in the refrigerator, but not to put the house on the market and sell it for condominiums.) International business insurance companies are refusing to provide insurance for purchases of Iraqi infrastructure put on the market by Bremer and the U.S. occupation forces. U.S. agencies, including the Ex-Im Bank, appear ready to pick up the slack, but the danger remains that a future truly independent government in Iraq might reject earlier contracts, deeming them null and void because they were not signed by a legitimate government. (That would mean, of course, that U.S. taxpayers would have to foot the bill to bail out those corporations who lose their assets in any re-nationalization scheme.) Some in the Governing Council and in the U.S. occupation forces seem to believe that creating something called a "government," even if interim, might stave off the taint of illegitimacy that currently hovers over all the U.S.-imposed economic policies.