4 Reasons Why You Need The New ICICI Bank Emeralde Credit Card

4 Reasons Why You Need The New ICICI Bank Emeralde Credit Card

Recently launched, the #ICICIBankEmeraldeCreditCard offers best-in-the industry rewards and benefits for globe-trotting senior professionals and entrepreneurs

OT Staff
March 02 , 2019
03 Min Read

The new ICICI Bank Emeralde Credit Card, an addition to its Gemstone collection, is targeted at individuals with an income of more than Rs 3 lakh a month (or self-employed people with annual income tax returns of more than Rs 30 lakh), business travellers, HNI Indians, senior professionals and self-employed entrepreneurs. They can expect the super-premium Emeralde card to be the best companion for their lifestyle, luxury, travel and wellness routines, providing a host of features previously unheard of in the industry. The card comes with best in-class experiences, industry-first benefits, two variants (American Express and MasterCard) to customise the experience to their requirements, unlimited airport lounge access (whether international or domestic), and the lowest mark-up fee for international transactions that will have them go, “is this for real?”

The aim has been to design a feature-rich product for the affluent Indian global travellers who have high lifestyle aspirations. As Sudipta Roy, Head of Unsecured Assets & Cards, ICICI Bank, puts it, “We believe that this card is sure to add a new dimension to consumer experience in the Indian digital payments space and will contribute largely to the growth of the bank’s credit card portfolio.”

We bring you four reasons why you need this card when you plan your next adventure.


Forget about getting different cards for different countries. The Emeralde credit card is just the one card you need to carry. The mark-up fee is nominal when used abroad (just 1.5 per cent for international transactions and 1.99 per cent on ATM cash withdrawals), there is no over-limit fee or cash withdrawal fee for that matter, and best, no late payment charges. Cancelling flights or hotel bookings can be a major hassle, but you can do so without batting an eyelid with this card. You can get a refund of up to Rs 12,000 for a maximum of two transactions every year on any flight/hotel/film booking cancellation. Another factor which provides independence with this card is, that there is flexibility to choose a membership plan—monthly or annual with choice of the fee being waived off if a certain amount is spent.


The privileges associated with the card just gets better—enjoy unlimited access to airport lounges both on domestic and international routes. With the Dreamfolks DragonPass Lounge Access Programme, a card holder can put up their feet up in the air, eat, drink and relax. Pick the recliner or the couch, order your favourite drink or a coffee, and read the book you have been wanting to, in peace. Travelling overseas or within India, you don’t have to lose your sleep on missing out on your favourite shows or matches. The WiFi lets you stay connected with the virtual world, uninterrupted, and that too, complimentary in airports (offer valid only on American Express).


If you have a long layover or have arrived much before your time of departure or just tired from a long travel and want to indulge yourself in something relaxing, look no further. The card comes with unlimited complimentary domestic airport spa access. For all those tired eyes, sore back and cramped up legs, the Dreamfolks DragonPass membership is a reprieve. Not just airports, this card gives one a 50 per cent off on annual gym memberships (Gold’s Gym) and a complimentary dietician consultancy. One can also avail of offers in certain salons with the Emeralde credit card.


Enjoy extravagance with the Emeralde Credit Card. Perfect your golf swing across iconic golfing greens across the country with complimentary rounds; celebrate your birthday with Trident Hotels (a voucher of Rs 7,500 only on American Express); enjoy family time watching films and events with offers on BookMyShow; and earn gift vouchers for shopping splurges at Da Milano.

So, what are you waiting for? Apply for the #ICICIBankEmeraldeCreditCard today.

For more information, see this link

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