Wednesday, September 19, 2018
  • Tag
  • Retirement
PF, NPS and Superannuation

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PF, NPS and Superannuation

There is plenty to choose from when it comes to retirement savings, which can co-exist

Building a retirement corpus

INSURE

Building a retirement corpus

Increasing life expectancy makes it necessary to start saving for retirement. What are you waiting for?

Can I restart my PF contributions?

ASK

Can I restart my PF contributions?

The EPF is a good retirement savings option for the salaried

Please advise me on inflation-linked pension plans.

ASK

Please advise me on inflation-linked pension plans.

Ideally you should keep insurance and pension separate

Is it right to withdraw from my PF to partially pay my home loan?

ASK

Is it right to withdraw from my PF to partially pay my home loan?

For part paying your loan, it would be better to use the funds that you have allocated for the short-to-medium term

What is the need for a pension plan when we can save money in FD & get returns?

ASK

What is the need for a pension plan when we can save money in FD & get returns?

Pension plans lead to long-term wealth creation and encourage dedicated saving for the retirement years

I wish to start a SWP and invest Rs 10 lakh. Suggest a suitable fund.

ASK

I wish to start a SWP and invest Rs 10 lakh. Suggest a suitable fund.

You can initiate an STP in any good performing fund from out Stellar List of funds

Is it right to invest in ICICI Prudential Balance fund in retirement?

ASK

Is it right to invest in ICICI Prudential Balance fund in retirement?

You have invested in a good balanced fund which has a proven track record and performance history to go by

How much of corpus can I accumulate if I invest Rs 5,000 through SIPs?

ASK

How much of corpus can I accumulate if I invest Rs 5,000 through SIPs?

Funds like Franklin India High Growth or SBI Magnum Multicap and ICICI Pru Focused Bluechip are good to invest in

Where should I invest my savings if I need dividends from them?

ASK

Where should I invest my savings if I need dividends from them?

If you are looking at safety, you can choose debt funds with exposure to only high-quality instruments

What kind of funds should I invest in for regular income?

MY FIRST INVEST

What kind of funds should I invest in for regular income?

Before starting the investment, figure the amount of risk that you can take with the investments

What should I do to create an income stream for myself post retirement?

ASK

What should I do to create an income stream for myself post retirement?

As soon as you turn 60, when you will retire, you should opt for Pradhan Mantri Vaya Vandana Yojana

A Meaningful Retirement

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A Meaningful Retirement

An early retirement is desirable, but looks difficult given the rising costs and unpredictability of interest rates