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Lesser-Known Facts About PPF Account – Part II

Lesser-Known Facts About PPF Account – Part II

Take a look at some of the lesser-known facts about PPF that can probably help you make an informed decision.


Lesser-Known Facts About PPF Account – Part I

Lesser-Known Facts About PPF Account – Part I

Take a look at some of the lesser-known facts about PPF that can probably help you make an informed decision.



What is the procedure for opening multiple PPF accounts for a family in a bank?

What is the procedure for opening multiple PPF accounts for a family in a bank?

There is no limit on the number of PPF accounts that one may operate in a family


Which among PPF and ELSS is better for long term investments?

Which among PPF and ELSS is better for long term investments?

Given your investment time frame, it would be a good idea to consider ELSS over PPF


I am investing in PPFAS Long Term Value. Is it a good investment?

I am investing in PPFAS Long Term Value. Is it a good investment?

PPFAS Long Term Value Fund can invest up to 35 per cent of its portfolio in foreign securities


Can I claim the tax deduction under Section 80C on my HUF income?

Can I claim the tax deduction under Section 80C on my HUF income?

The contribution that you make into your grand daughter's PPF account will not qualify for tax deduction


I have invested in my wife’s PPF account. Can I claim tax benefits?

I have invested in my wife’s PPF account. Can I claim tax benefits?

You can claim deduction from total income in respect of contributions to any PPF belonging to self, spouse or child


Investing For Young Indians

Investing For Young Indians

Consider diversified asset spread including equity for long term goals, debt for emergency funds and liquid assets


Should I put my money into PPF or mutual funds?

Should I put my money into PPF or mutual funds?

The difference between PPF and mutual fund is that PPF guarantees returns, something mutual funds do not & cannot


Should I extend period of my PPF to another five years?

Should I extend period of my PPF to another five years?

You need to ask yourself if you wish to continue putting money into a scheme in which the returns are on a decline


How much can I withdraw if I want my PPF account to run for the next 5 years?

How much can I withdraw if I want my PPF account to run for the next 5 years?

As per the PPF rules – you are permitted to make one withdrawal every year from the seventh financial year onwards


Can I claim tax benefits for the amount paid on our PPF contribution?

Can I claim tax benefits for the amount paid on our PPF contribution?

You can claim deduction from total income in respect of contributions to any PPF belonging to self, spouse or child


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