To be completely secure one must make sure a car insurance covers monsoon related damages.
Generally, while selling a car it’s a good practice to cancel the insurance policy
In the case of any claim under the policy, the claim would be payable to the lender
If the person driving the vehicle holds a valid driving license at the time of the accident, the claim is payable
There is no provision to pay the premium on car insurance in instalments
No claim bonus is actually earned by the owner or driver of the car and not the car
Here’s how you can navigate the maze of admissible claims and exclusions when filing car insurance post floods
If the no claim bonus is due, generally the new insurer will pass the same benefit to you