Monday, September 24, 2018
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  • Car Insurance
Car owners to pay Rs 24,000 for third party insurance

INSURE

Car owners to pay Rs 24,000 for third party insurance

Motor Insurance: It Pours Claims During Monsoons

INSURE

Motor Insurance: It Pours Claims During Monsoons

Want to sell my car, which was insured only last month. Can I ask the insurance

ASK

Want to sell my car, which was insured only last month. Can I ask the insurance

Generally, while selling a car it’s a good practice to cancel the insurance policy

Driving the new car

INSURE

Driving the new car

Don’t let the festive season celebrations cloud your vision on important aspect of insuring your new car adequately

Whom will the insurers pay the claim if there is an outstanding loan on the car?

ASK

Whom will the insurers pay the claim if there is an outstanding loan on the car?

In the case of any claim under the policy, the claim would
 be payable to the lender

Can the claim be filed under car insurance if my driver was driving the car?

ASK

Can the claim be filed under car insurance if my driver was driving the car?

If the person driving the vehicle holds a valid driving license at the time of the accident, the claim is payable

Do car insurance companies accept premium in instalments?

ASK

Do car insurance companies accept premium in instalments?

There is no provision to pay the premium on car insurance in instalments

How does the no claim bonus (NCB) work in case of a second hand car?

ASK

How does the no claim bonus (NCB) work in case of a second hand car?

No claim bonus is actually earned by the owner or driver of the car and not the car

Flood-stricken? Know what your car insurance will pay for

INSURE

Flood-stricken? Know what your car insurance will pay for

Here’s how you can navigate the maze of admissible claims and exclusions when filing car insurance post floods

Will I continue to get no claim bonus if I change my insurer?

ASK

Will I continue to get no claim bonus if I change my insurer?

If the no claim bonus is due, generally the new insurer will pass the same benefit to you

Can I cancel my motor insurance and get a refund during the policy period?

ASK

Can I cancel my motor insurance and get a refund during the policy period?

Yes, you can cancel your existing motor policy during the policy period

Is this true that my wife cannot pay the premium of car insurance on my behalf?

ASK

Is this true that my wife cannot pay the premium of car insurance on my behalf?

You have heard it right that insurers do not accept premiums from anyone other than the policyholder

Can I get claim bonus on renewing my car insurance from a new insurer?

ASK

Can I get claim bonus on renewing my car insurance from a new insurer?

No claim bonus is given to the policyholders by the insurers as a reward for not making a claim under the policy