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Making the Capital Vibrant

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Making the Capital Vibrant
Yagnesh Kansara - 13 February 2019

HDFC – India’s Premier Housing Finance Company

Four decades ago, HDFC not only introduced the concept of housing mortgage in India but also successfully turned the concept of selling mortgages into a profitable, professionally managed and world-class enterprise. Today, its spread across the financial services industry has turned it into a commercial conglomerate with presence in banking, life and non-life insurance, asset management and real estate. Such diversifications have emerged over the last two decades, creating a lot of value for its shareholders. The group has a customer base of over 70 million, asset base of over `19 trillion, has a market capitalisation of over `10 trillion and enjoys highest weightage in the indices. The organisation has received several accolades for various accomplishments, including its performance and emphasis on corporate governance and corporate social responsibility.

Recognised as one of the best managed companies in India, HDFC has been working closely in association with the World Bank, United States Agency for International Development, the Asian Development Bank, United Nations and the Commonwealth Development Corporation and has undertaken consultancy assignments in Asia,  Africa and Russia.

India Infoline Finance

India Infoline Finance is a leading, well-diversified non-banking finances company (NBFC) providing home, business, gold, commercial and vehicle loans among others. It has a market capitalisation of about `24,000 crore. Its loan assets under management (AUM) grew 40 per cent year-on-year to reach `311.34 billion in Financial Year (FY) 2018. The portfolio mix includes small ticket home loans, small and medium enterprises (SME) and micro-finance loans. Its gross and net non-performing assets levels at 1.71per cent and 0.79 per cent.

 

Kotak Investment Banking

Kotak investment banking is one of India’s leading banking and financial services organisations. Its  consolidated net worth, as on June 30, was `52,124 crore.  Kotak offers integrated solutions encompassing high-quality financial advisory services and financing solutions. As a specialist Indian investment bank, it aims at offering expert advice on all India-related transactions.

Mahindra Finance Empowering Potential Transforming Lives

The company is one of India’s leading NBFCs. Launched in 1991, with a vision to transform rural and semi-urban India into a self-reliant landscape, its socially inclusive business model facilitates loans to customers based on their future earning capacity. The company also undertakes mutual fund distribution and personal loans that are tailor-made for customers in semi-urban and rural India.  It’s SME financing segment includes project finance, equipment finance, working capital finance, and institutional lending. The personal loans portfolio includes wedding, children’s education, medical treatment and working capital. Mahindra Finance has over 5.5 million customers and AUM of over $8.5 billion. It has offices across India and reaches out to customers spread over 3,50,000 villages and 7,000 towns across the country. Mahindra Finance is the only NBFC from India to be listed on the Dow Jones Sustainability Indices in the emerging market category.

 

Bajaj Finance

It is one of the most diversified NBFC in India. The company’s products include consumer durable loans, lifestyle finance, personal loans, loan against property, small business loans, home loans, credit cards, two-wheeler and three-wheeler loans, construction equipment loans, loan against securities, and rural finance which comprises gold loans and vehicle re-financing loans.  It offer the convenience of accessing loan anytime and anywhere to SMEs through its online portal.

Kotak Securities

Kotak Securities is a wholly owned subsidiary and the stock broking arm of Kotak Mahindra Bank. The broking company processes over six lakh secondary market trades every day. It offers a wide range of financial products such as stocks and shares, derivatives, mutual funds and insurance. It has a pan-India presence with 1,325 branches, franchisees representative offices, and satellite offices across 351 cities.

Sharkehan

Sharekhan was one of the first brokers to offer online trading in India. With 1.7 million clients, 153 branches and more than 2,800 business partners, it is one of the largest brokers in India today.  It offers a wide range of savings and investment solutions including equities, portfolio management, research, mutual funds, loans against shares and investor education. On an average, it performs more than 360,000 trades on  daily basis.

ICICI Direct

The firm launched its trading platform icicidirect.com in 2000, when equity trading was largely voice based. This brought about an unprecedented ease and transparency for the end customers. Since then, it has become a platform of choice for over four million and growing customers. With 9.2 per cent market share, it has remained a market leader through various market cycles. It is ranked number one in terms of active clients, which stood at over eight lakh on June 2018.

 

Cholamandalam Finance

Cholamandalam Investment and Finance Company Limited (Chola) was incorporated in 1978 as the financial services arm of the Murugappa Group. Chola commenced its business as an equipment financing company and today has emerged as a comprehensive financial services provider offering vehicle finance, home loans, home equity loans, SME loans, investment advisory services and stock broking.

Shriram Transport Finance Company

Incorporated in 1979 as an NBFC and a specialised financier of small truck owners, Shriram Transport Finance Company has evolved as a financial services conglomerate over time.

It has also added passenger commercial vehicles, multi-utility vehicles, three wheelers, tractors and construction equipment to its portfolio. Today it is a diversified, end-to-end provider of finance solutions to the domestic road logistics industry. Besides financing commercial vehicles Shriram also extends finance for tyres, engine replacement and working capital.

LIC Housing Finance

One of the largest housing finance companies in India, Life Insurance Corporation Housing Finance (LICHFL) was incorporated in 1989. The organisation provides financial assistance on existing property for business and personal requirements. It also provides loans to professionals coming from various backgrounds and also real estate developers. LICHFL went public in 1994 and since then its stocks have been listed in both NSE and BSE.

With a strong business foundation, an extensive distribution network and proven industry expertise, LICHFL is a respected and trusted financial services company.

Edelweiss Group

Edelweiss Group was founded by Venkat Ramaswamy and Rashesh Shah in 1990. Three decades down the line, today Edelweiss Group is one of India’s leading financial services conglomerates with a diverse and robust platform spanning three business segments – credit, franchise and advisory and insurance. This de-risked diversified business model reflects Edelweiss’s experience in the growth of India across its multiple consumer segments.

Muthoot Fincorp

Muthoot Pappachan group’s Muthoot Fincorp is one of the largest NBFCs in India with close to 3,600 branches. The company has a diverse mix of retail offerings catering to the various needs of its customers including gold loans, business loans, housing loan, auto loans, money transfer, etc. Muthoot Fincorp is a provider of mass finance in form of gold loans. Decades of dedicated research and experience in rural strongholds have enabled the company to provide quick and customised finance options and investment schemes for millions of customers who do not have access to mainstream commercial banks.

Citigroup Global Markets India

Ctigroup Global Markets India (CGM) is a wholly owned subsidiary of the US-based Citigroup involved in investment banking, stock broking and research in equities and derivatives in India. The group is listed in both the benchmark indices. CGM India has a large team of professionals with diverse experience across sectors and maintains a strong industry/client relationship. The investment banking and capital market origination team has managed several large mandates of public offering and also advised several merger and acquisition deals.

Zerodha

Zerodha is an award-winning, technology-centric stock broking company founded in 2010 by Nithin and Nikhil Kamath. It is India’s first discount brokerage, widely credited for being a disruptive force in the Indian broking industry. Zerodha has more than 10 lakh clients and contributes a daily retail trading volume of over 10 per cent across all the exchanges.

In eight years, Zerodha has disrupted the capital markets with technologically advanced trading platforms, free equity investments, intra-day trades at a flat fee of `20, and its direct mutual fund platform - Coin. Further, it is working towards empowering traders by providing free access to high-quality educational material with Varsity, online interactive portal for learning about stock markets.

ICRA

ICRA was set up in 1991 by leading financial institutions, commercial banks and financial services companies as an independent and professional investment Information and Credit Rating Agency. It is one of the leading credit rating agencies operating in India. It also offers outsourcing, information and consulting services through its subsidiaries. Today, ICRA and its subsidiaries together form the ICRA Group of Companies.

Axis Securities

AxisDirect is the flagship brand of Axis Securities, a 100 per cent subsidiary of Axis Bank that offers retail broking services and is involved in the distribution of the bank’s financial products through more than 80 branches all over India. AxisDirect brings all investment options together under one roof, giving its clients the power to diversify their portfolio.It has also became the first brokerage house to introduce an artificial intelligence based virtual assistance offering personalised alerts, portfolio, research ideas and market updates to customers on the go. With over 19 lakh customers, AxisDirect is one of the fastest growing players in the industry and is among the top three players in terms of customer base. With an objective to make stock market participation easier for the retail investors, AxisDirect recently introduced an initiative called the ‘Wise Advisor’. This platform runs on robust algorithms to pick the best investment options most suited to the customer.

CRISIL

Crisil is a leading innovative, global analytics company driven by its mission of making markets function better. Its strong track record of growth, culture of innovation and global footprint has helped the company deliver independent opinion, actionable insight, and efficient solutions to over 1,00,000 customers.

Crisil’s businesses operate across the globe and its majorly owned by S&P Global. Its clients range from SMEs to large corporate, investors, and top global financial institutions. It also works with commercial and investment banks, insurance companies and government.

Sundaram Finance

Founded by T.S. Santhanam in 1954, Sundaram Finance is one of the pioneers in leasing and insurance business in India. It ventured into the insurance business way before the insurance industry was nationalized in 1971. Its journey began as a financier of commercial vehicles and today it has grown into one of the most trusted financial services group. It has 640 branches, over two lakh depositors. Sundaram’s vehicle financing portfolio is over three lakh customers.

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