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RECENT QUERIES

Personal Finance Queries For The Day (15-07-2019)


Sajith K, sajith.ka@gmail.com, Bangalore: Advice on fund selection as part of MF consolidation (Installment period 7+yrs). Aged 50yrs, presently no active income. Dependent by 2 children, wife and mother. 1)HDFC Balance Advantage Fund - 2) Mirae Asset.....

Personal Finance Queries For The Day (08-07-2019)


Joseph Lino, Singapore 787078: I am an NRI based in Singapore. I have been investing in mutual funds in India on a repatriate basis from my NRE account and in shares through my PIS account. I have obtained my Singapore citizenship and w.....

Personal Finance Queries For The Day (01-07-2019)


Deepjyoti, Guwahati: Hello Sir, I want to buy health insurance scheme (family floater plan) for my family and my current age is 26 years. Now, my question is what particular things, which I can measure before buying health insurance scheme? Can I g.....

Personal Finance Queries For The Day (24-06-2019)


Sudhansh, Mohali: I am 32. I have a two-year-old child. I am planning to buy a child plan for her. What are the things I need to consider while deciding on the best-suited plan? It’s good that you’re thinking about a child plan while your child is youn.....

Personal Finance Queries For The Day (10-06-2019)


Rajat Mathur, Lucknow: How is buying insurance online different from buying insurance from an agent? What is better? When buying a policy online what are the important things to keep in mind? For consumers who are tech savvy, buying insurance plan online will help t.....

Personal Finance Queries For The Day (03-06-2019)


Sujith, Sujiths413@rediffmail.com, Trivandrum: For a 37 year old male nonsmoker looking for a term plan of 75 lakhs till 70 years. Please suggest a plan. Firstly, let me congratulate you on the decision to purchase a term cover, a very important risk m.....

Personal Finance Queries For The Day (03-06-2019)


Sumit, sumitjuneja062@gmail.com, Delhi: I have 15000 shares of nitinfire @ 4 rs what should I do sell or hold? This company is in huge losses, and it has effectively eroded capital. So we would recommend to book loss and move ahead.   Ramesh V G, .....

Personal Finance Queries For The Day (27-05-2019)


Suresh, Una: I am 62 years old. I want to purchase term insurance. Please advice. Term insurance is a pure protection plan, which means the sum assured is paid to your dependants whom you have nominated in case of your unfortunate demise during the po.....

Personal Finance Queries For The Day (20-05-2019)


Manoj Kumar Aggrawal, manojagg71@yahoo.com, West Delhi: I am 45 year, want to have fund @ 50 lac at the end of 6 yrs (Mar 2026) for the marriage of my daughter. How much to invest every month and whats likely portfolio mix. To achieve INR 50 lacs in 6 y.....

Personal Finance Queries For The Day (13-05-2019)


Sanchit, sanchit.kumar.1990@gmail.com, Delhi:  Have a capital of 1 lakh. Should I invest in Maruti at this level? Time Frame: 4-5 years. Auto is a cyclical business and has already underperformed significantly. The sector is in the l.....

Personal Finance Queries For The Day (06-05-2019)


yogesh1112@gmail.com, Nasik: I want to transfer some stocks from our joint Demat a/c (I am primary holder) to my wife's sole Demat A/c. What will be tax treatment to both of us? It seems that you have funded the purchase of the shares and name of .....

Personal Finance Queries For The Day (29-04-2019)


Sai Pavan Kumar, b.saipavankumar@gmail.com, Hyderabad: I would like to invest Rs. 1 lakh in a bond for 10 years from now. Please suggest. Also, please suggest any other investment options giving better returns than bonds in 10 years period. T.....

Personal Finance Queries For The Day (22-04-2019)


S. Siva Sankaran, sivasankaran2k@gmail.comTHIRU, VANANTHAPURAM: I have invested 1000rs monthly in TATA Balanced Fund and Birla Sun life Frontline Equity Fund from November 2015 to October 2018. I have invested 1000rs monthly in HDFC MID-CAP OPPORTUNIT.....

Personal Finance Queries For The Day (15-04-2019)


Sheetal Biswas, smyani@yahoo.com, Bengaluru: Hi I have invested in Axis bank ELSS and also in the new ICICI return plan. Which are the other plans I can look at investing in? I have Rs 20000 surplus available which I want to save towards m.....

Personal Finance Queries For The Day (08-04-2019)


Abhishek, Lucknow: I am a 25-year-old male and have recently started working. My monthly salary is 40K, of which I am able to save some but don’t have any investment or insurance. What should I begin with? At your age, you have a long way to go,.....

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