The checks industry is responsible for processing $25-28 trillion in transactional value annually. Thus, pay attention to personal checks' key characteristics like security protocols, standardization, aesthetic customization, and expedited delivery, when choosing the best vendor to order personal checks from. Carousel Checks makes it easy to order personal checks online. The pricing starts at $11.99 for 1 box of singles - making this checks printing company one of the most cost-competitive companies to order personal checks online.
Why Choose Carousel Checks Printing Company To Order Personal Checks Online?
Based on our in-house research, the best website to order personal checks is Carousel Checks because of enhanced security measures, competitive pricing, a responsive customer service team, and a high external review score of 4.4 out of 5.0 based on more than 25,000 Trustpilot reviews.
What Is The Background of Carousel Checks Printing Shop?
Carousel Checks has established itself as an online checks company since 2003. Fueled by creativity and a commitment to customization, they provide an extensive range of check types together with deposit tickets and accessories that are all easy to order.
What Types of Checks Do Carousel Checks Sell To Customers?
Carousel Checks sells personal checks, laser checks, business checks, and check accessories.
- Personal checks: top stub designs, side tear designs, and end stub checks.
- Laser checks: top style, middle style, bottom style, 3-To-A-Page style, high security, and bank laser checks.
- Business Checks: accounts payable, payroll, multi-purpose, and designer checks.
- Checks accessories: deposit tickets, desk set checks, checkbook covers, address labels, and pre-inked stamps.
A single check box includes 2 pads per box, 50 checks per pad, 100 checks per box, 8 Deposit Tickets, and 1 Transaction Register.
What Are The Top Characteristics of Carousel Checks?
- Product Price Range, Discounts, And Coupon Codes: Carousel Checks offers a price range for their checks that typically spans from $14 to $60 for a box of 100 to 400 single checks. Notably, customers can receive discounts of up to 80% when they register for the first time.
- Security Methods And Check Features: Carousel checks are equipped with security features such as chemical reactivity, micro printing, holograms, and heat-reactive ink.
- Checks Compatibility: Carousel Checks are fully compatible with the standard checkbooks used by various financial institutions that adhere to the American National Standards Institute (ANSI) guidelines. These include insurance companies, investment banks, and central banks.
- Customer Support Availability: For inquiries or to place check orders, customers can contact Carousel Checks' Customer Service Team at 1-888-422-6122. The department is available from 9 AM to 5 PM CST, Monday through Friday, Central Time. Additionally, customers can also reach Carousel Checks by mail at P.O. Box 34, Worth, IL 60482-0340, or via email at [email protected].
- External Review Scores: Customers commend Carousel Checks for its wide selection of designs, competitive pricing, and flexibility in customization options. The average review score from 25,000 users is 4.4 out of 5.
- Pricing Comparison: On average, there is a 15-20% difference in pricing compared to other check merchants based on individual preferences and the specific features customers desire.
What Are the Negatives of Carousel Checks?
The main negatives of carousel checks are related to occasional delays in customer support response times and limited availability of discounts during the holiday season.
What Are User Testimonials of Carousel Checks?
"I've been ordering from Carousel Checks for over 5 years for several businesses. They always have what I need, and are so much cheaper than other places." by Melanie Taylor on August 10, 2023.
"Exceptional customer service. They actually phoned me regarding an error I made in my order with a typo on my address. I still got my order rapidly and the cost and time were both competitive with my previous check printing company. I’d definitely get printed checks from them again!" by Lisa on August 9, 2023.
"The quality of the checks, the turnaround time and the costs are the reason we continue to reorder checks from Carousel." by Avant Gardening & Landscaping on August 7, 2023.
How We Picked The Best Vendors To Order Personal Checks?
To select the best vendors for ordering personal checks, our editorial team thoroughly analyzed 23 top check companies. The evaluation process involved carefully considering 8 critical criteria to ensure the chosen checks vendors offer their customers the highest quality of service and products.
The personal checks vendors were assessed based on client personal data protection, compatibility with standard checkbooks, pricing and discounts policies, advanced security measures, design options, responsiveness and effectiveness of the vendors' customer support teams through various communication channels, the ease and efficiency of ordering and reordering personal checks, and customer reviews and feedback from various sources.
What Are Checks?
Checks, also known as "promissory notes", "payment slips", "bank checks", "certified checks", "cashier's checks", "remittance slips", and "money orders" are old-fashioned paper payment slips used for various financial transactions to pay bills, charitable donations, and more without using cash. You can use them to pay rent, buy things at the store, pay back a friend who lent you some money, or pay your employees or suppliers.
You can draft a bank check for your $1,100.39 rental payment, $211.86 utility bill, or $78.99 telephonic bill. Just fill in the check details, pop it in an envelope, and mail it to the recipient. Remember, when you write a check, ensure you have enough money in your bank account to cover the amount. If not, the check might bounce, and that's no fun for anyone. Double-checking the check for details helps to ensure that the check will be smoothly processed.
Interesting fact: "The average dollar value of a check payment was around $300 in 2017-2018", according to a Federal Reserve Bank of Atlanta research paper by Claire Greene, Marcin Hitczenko, Brian Prescott, and Oz Shy.
What Are Bank Checks Technical Details?
The bank checks technical details are as follows:
- Size: 6" x 2.75" or 15.24 cm x 6.985 cm.
- Weight: 24 lb or 90 gsm paper.
- Type of paper: smooth acid-free white bond paper stock or cotton fiber paper.
- Printing technology: digital xerographic laser printers and imaging technology with high-resolution printing (2400 dots per inch). Check printing companies also use security printing methods (micro printing, copy void pantograph, watermarks) and anti-counterfeit measures (color-shifting inks and chemical sensitizers).
All payment slip printing companies must adhere to policies and regulations set out by the Uniform Commercial Code (UCC), Bank Secrecy Act (BSA), Know Your Customer (KYC) Requirements, Fair Credit Reporting Act (FCRA), and different state regulations.
What Are Personal Checks?
Personal checks are like your own customized money slips. They are linked to your bank's checking account, and you can use them to pay for purchases or make payments to others. They are called "personal" checks because they are tied to your bank account and can only be used by you.
When you have a checking account, the bank provides you with a checkbook. Inside the checkbook, you'll find a series of blank checks that can be filled out whenever you need to make a payment. According to the Federal Reserve Bank of Atlanta, consumers wrote 3 personal checks on average per month in the 2017-2018 period, based on 1,600 individual transactions.
Each check typically has three main sections: the recipient's name (or payee), the amount in both numbers and words, and your signature. And, each check transforms into a personalized liability order upon filling in the payee, amount, date, and signature.
What Are Personalized Checks?
Personalized checks, also known as "customized checks", "designer checks", or "custom checks", are a unique and stylish way to express your individuality in your personal banking transactions. Just like regular personal checks, they are linked to your checking account at the bank.
You are able to customize personalized checks to reflect your personality and taste! For example, you may include a specific scenery, a landscape, a pattern, a military icon, a Disney character, or a photo of your pet as the background of your personalized check. You may also opt for the customization of font type, check color, logo, border, security features, check dimensions, check number, and wallet checks.
Personalized checks also prevent fraud. Since they are custom-made with your chosen designs, they are less likely to be forged or duplicated. Personalized checks cost 20-30% more than standard checks.
What To Keep In Mind When Ordering Personal Checks Online?
When placing a personal check order online, you must know how to get checks that meet your requirements. Select a reputable personal check vendor with several designs and customization options. Compare pricing and potential discounts to get the best value for money.
Prioritize security by choosing a vendor that implements robust measures like high-security foil, microprint, and prismatic ink to protect your financial information.
Don't forget to ensure the check’s compatibility with your checkbook and check out the shipping options available to get your checks delivered promptly. This will help you confidently obtain the ones that reflect your style while ensuring a secure and seamless transaction process.
Why Order Personal Checks Online?
Carousel Checks provides access to several designs (100+) and customization options 24/7/365, ensuring you find checks that align with your style. The convenience of online ordering saves you time and effort, while secure transactions (SSL/TLS data encryption and multi-factor authentication) protect your sensitive information.
Moreover, competitive pricing (15-20% cheaper on average) makes it a preferred choice for many individuals looking to manage their financial transactions effectively.
What Are The Best Places To Securely Order Personal Check Designs Online?
Apart from Carousel Checks, there are several reputable websites that can be used to order personal check designs online. However, do your research and read reviews before finalizing your decision. Here are some popular and well-regarded places to order personal checks online:
- Carousel Checks (Buy Checks)
- Checks On Sale (Buy Checks)
- Extra Value Checks (Buy Checks)
- Bradford Exchange Checks (www.bexbusiness.com)
- Deluxe (www.deluxe.com)
- Walmart Checks (www.walmartchecks.com)
- Vistaprint (www.vistaprint.com):
- Costco Checks (www.costcochecks.com)
- Sam's Club Checks (www.samsclubchecks.com)
- Checks Superstore (www.checks-superstore.com)
- Your bank, like JPMorgan Chase Bank, Wells Fargo Bank, Citibank, or U.S. Bank National Association.
When choosing an online check provider, consider factors such as the cost of checks, shipping fees, customization options, security features, customer reviews, and any additional services offered. Before finalizing your order, verify the website's legitimacy, check for any ongoing promotions or discounts, and ensure they implement secure payment processing to safeguard your data.
Frequently Asked Questions About Ordering Personal Checks
What Is The Future Of Personal Checks?
Based on the US Federal Reserve information, the number of checks written is down by 82.01% between the years of 2022 and 1990. Americans wrote a total of 3.40 billion checks in 2022 vs. 18.90 billion checks in 1990. It's expected that the use of checks and personal checks will continue to decline at the rate of 4.83%-5.236% per annum between the years 2023-2026, according to research.
The main reason for the decline in the use of personal checks is the growth of alternative payment types that are more convenient to use in a digital society.
What Are Alternatives To Personal Checks?
Alternatives to personal checks include electronic payment methods like online banking transfers, electronic fund transfers (EFTs), mobile payment apps, credit and debit cards, digital payments, cryptocurrencies, digital wallets, payment apps, electronic checks, etc.
What Details Must Be Included On a Bank Check For Security?
In order to ensure the secure and successful use of a bank check, you must include the date, payee, the amount in numerals and in words, signature, account number, routing number, check number, and memo if applicable. Here is an example personal check written by Michael White to Johanna White for $357.55 using Bank of America:
- Date: October 1, 2023
- Payee: Johanna White
- Drawer: Michael White
- Amount in words: Three Hundred Fifty-Seven and 55/100 dollars
- Amount in numerals: $357.55
- Signature: Michael White
- Account Number: 1234 5678 9123
- Routing Number: 111000025
- Check Number: 105
- Memo: October Rent
All this information is required to prevent issues like check rejection, bouncing, or misrouting. The payee, amount both in writing and numerals, and signature are the most important elements on a check.
Are All Personal Checks Vendors Compliant With The Consumer Product Safety Act?
Yes, reputable personal checks vendors discussed in this article comply with the Consumer Product Safety Act or CPSA, which sets safety standards for checks and more than 15,000 other product types. These vendors prioritize customer safety and ensure that their checks meet the required quality and safety standards.
How To Get Personal Checks Cheap Online?
To get personal checks at a more affordable price online, consider checking out vendors that offer competitive pricing, discounts (10-20%), and promotions.
Look for coupon codes or special offers for additional savings, like first-order incentives that typically allow 60-80% discounts per 1 check box. Alternatively, you can purchase in bulk which can provide $2-$5 savings per 1 box (100 checks per box).
What Is The Most Expensive Place To Buy Personal Checks?
Based on our analysis, the most expensive place to buy personal checks online is Vistaprint. Here is a pricing overview of a 1 single box (100 checks) of Green Safety Checks (or similar) from various vendors:
- Carousel Checks: $11.99
- Checks On Sale: $11.99
- Extra Value Checks: $11.99
- Bradford Exchange Checks: $21.95
- Deluxe: $14.99
- Walmart Checks: $21.62 for 120 checks
- Vistaprint: $28
- Costco Checks: $15.17
The cost of personal checks can vary depending on the design, customization options, and vendor pricing. Some vendors offer premium designs and features at a higher cost, but it's essential to compare prices and features to find the best value for your needs.
Can I Print My Own Personal Checks?
Printing your checks is not recommended because of bank security standards. Banks and financial institutions use specialized printing methods and security features to prevent fraud, which may not be achievable with standard home printers.
If you want to print your own personal checks, you'll need special software, bank check stocks, magnetic ink character recognition (MICR) ink, a compatible printer, security features, and a check register.
Can I Design My Own Personal Checks?
Yes, many online check vendors offer customization options to design your checks. You can add personal photos and monograms or choose from various design themes to create checks that reflect your style.
What Differentiates a Personal Check From Other Check Types?
A personal check is used to withdraw money from a personal checking account. They are intended for personal financial transactions and are not used for large or official transactions, which sets them apart from other check types with specific purposes and ownership.
What Is The Difference Between a Personal Electronic and Paper Check?
A personal electronic check, or eCheck, is a digital version of a paper check. It involves transmitting the check's information electronically, while a paper check is a physical document that requires manual processing and handling. An eCheck is undoubtedly more environmentally friendly than a paper-based check.
What's the Difference Between Single and Duplicate Checks?
Single checks are individual checks with a carbonless copy beneath each check for record-keeping. Duplicate checks provide a carbonless copy of each check written, allowing you to keep a record of transactions without needing a checkbook register.
What are Secure or High-Security Personal Checks?
Secure or high-security personal checks support advanced security features, like holograms, heat-sensitive ink, and watermarks, to prevent fraud and unauthorized copying.
What's The Difference Between a Checkbook and a Check?
A checkbook is a booklet containing multiple checks, typically held together with a removable cover. On the other hand, a check refers to an individual piece of paper used for making payments from a checking account.
Where To Order a Personal Checkbook?
You can order a personal checkbook from various online check vendors, such as Carousel Checks, Checks On Sale, Extra Value Checks, Bradford Exchange Checks, and more.
These vendors offer several designs and customization options to suit your preferences. Simply visit their website to place your order for a personal checkbook and have it delivered to your doorstep.
Who Wrote This Article?
This article was written by Adam J. Kingsman who is a senior content editor of Finance Everywhere - a monthly subscription newsletter focusing on banking, finance, entrepreneurship, and investing.
Disclaimer: The above is a sponsored post, the views expressed are those of the sponsor/author and do not represent the stand and views of Outlook Editorial.