Owning fixed income securities along with equities adds a potential risk reducing effect to an investor’s portfolio
Jobs don’t guarantee permanency today so it is advisable to plan ahead of uncalled for situations
When interest rate bottom out and leveraging cycle starts, equity starts delivering better returns
Do not limit yourself just to annuity for your retirement income
Map your financial needs on a time scale with money that you need for the next 2-3 years
Money in fixed return instruments and real estate though safe, leaves little room for long-term wealth creation
Equity investors should let experts manage their money and stay for the long haul
Company FDs look attractive with the higher returns but they are fraught with loopholes.
With bank deposit rates losing sheen, corporate fixed deposits and non-convertible debentures are finding more favour.