Parenting, as we all know is an important facet in our lives. All parents aim to give best possible life to their children and children always cherish and acknowledge their parents in terms of gratitude. With Father’s Day, it’s the best time to acknowledge all that they silently do for us. Many of us must have already started weighing meaningful gifting options and what could be a better gift than securing his and the family’s health. Generally, when it comes to health, we think of gifting a health gadget, fitness watches or yoga session subscription but one such gift that will stay for longer with your father and protect him is a health insurance cover.
Opting for a comprehensive health insurance policy is helpful as you get extensive coverage and it can cover outpatient as well as inpatient treatments like consultations, medical tests and hospital stay. It acts as a financial cushion in case of medical emergencies. The role of health insurance is to help you meet the cost of medical expenses during hospitalization and thereby protect your savings. In addition to expenses directly associated with hospitalisation a comprehensive health insurance plan provides benefits like pre and post hospitalisation charges, ambulance covers and critical illness. There’s nothing more satisfying than having peace of mind at an affordable price, as a good plan can secure your family with a lifelong comprehensive medical cover.
Things to keep in mind before the purchase:
Do your best research and consult experts before opting for any health insurance policy. It is best to get a thoughtful gift and make the day special for your father.
The author is DCEO, SBI General Insurance