Oh yes, you are right, my wording does mean what you say. I must have mis-interpreted your post at the time of writing. And that was an error on my part. Sorry about that.
I guess, I remembered by reading your post, that in the past there was a case reported where someone was given a huge loan, and ultimately the bank had to write off that loan. I found now this point has been mentioned by one poster in the TOI column referenced also as follows :
"Whatisthere Inaname • 605
• MD ALAM • Johor Bahru • 2 days ago .
Vijay Mallya took such a loan in the past and SBI had to write off that. Now this one too will be written off in due course of time. It is our money going down the pocket of Adanis and Ambanis"
At the spur of the moment, this case must have confused me and my write-up should not have been directed to you.
Thanks for alerting me.